A lender’s valuation, your own report and an insurance assessment
Editorially approved · Sources checked 1 November 2026

References

Competition and Consumer Protection Commission (CCPC) (n.d.-c) A guide to switching your mortgage. Available at: https://www.ccpc.ie/manage-your-money/buying-a-home/home-buyers-guides/a-guide-to-switching (Accessed: 1 November 2026).

Society of Chartered Surveyors Ireland (SCSI) (n.d.-a) Bank valuation. Available at: https://scsi.ie/consumer/property-healthy-check/bank-valuation/ (Accessed: 1 November 2026).

Competition and Consumer Protection Commission (CCPC) (n.d.-b) Understanding mortgages: Structural survey. Available at: https://www.ccpc.ie/manage-your-money/buying-a-home/about-mortgages/understanding-mortgages (Accessed: 1 November 2026).

Society of Chartered Surveyors Ireland (SCSI) (2025) A guide to calculating house rebuilding costs for insurance purposes (2025/26). Available at: https://scsi.ie/consumer/build/calculator/ (Accessed: 1 November 2026).

Further reading (not necessarily consulted in full)

Wyatt, P. (2022) Property Valuation. 3rd edn. Wiley-Blackwell.
https://www.wiley.com/en-ie/property-valuation-3rd-edition-p-9781119767411